Blog
The Difficulty (and the Power) of Thanksgiving
Perhaps it's because of the craziness of the past year and a half, maybe it’s the local San Diego the weather ... but for some reason, the holiday season has caught us off guard over here at Top Hat Tax & Financial Services. Wasn’t it just the end of summer the other...
Real Estate BRRRR Strategy Pros and Cons for San Diego Investors
Before I discuss the real estate BRRRR strategy, let’s talk about a current pressing topic that’s going to fuel investment talk. With numbers released last week, one thing is very obvious: inflation is here, and it is a problem for most San Diego taxpayers.At least...
Darryl A. Hale, EA, MBA, MST’s Take on Paying Off Your Mortgage Early
We are for sure seeing a "turn signal" of sorts around here as 2022 barrels its way onto the horizon.How about you? Are you beginning to start thinking about next year? The turn of the seasons means a lot of different things to many people, but it seems just yesterday...
Darryl A. Hale, EA, MBA, MST’s Insights on How to Choose the Right Health Insurance Plan
November has officially begun.Decisions are upon us. All of the normal holiday decisions, like which Lego set to buy the little one or which relatives to invite (or not invite) for Thanksgiving dinner, are dancing through our heads as the seasons change.But not only...
Darryl A. Hale, EA, MBA, MST’s Primer on Sports Betting and Taxes
Just less than five years ago, certain sports figures were being threatened with suspension for even APPEARING at collectibles events in which a sports betting company was a sponsor.Now there is an NFL-endorsed provider of sports betting (for those states in which it...
Getting Started in Real Estate Investing: Some Tips for San Diego Investors
Depending on what kind of news you're consuming these days or how much you're paying attention, you might not have been noticing the inflation signals that are popping all over the place. This does have implications for San Diego taxpayers of all stripes -- and we...
How San Diego Retirees Can Maximize Social Security Benefits
We're almost there. Extended returns are due Friday, October 15th (for most - saving certain federally declared disaster areas). So, bear with us a little this week as we handle a bunch of last-minute things for the last-minute San Diego people.But today, I thought...
Taxes for Teens: What San Diego Parents Need to Teach Their First-Time Filers
Last week I talked about smart ways to launch your financial life for young people.And you know what is kind of hilarious? I forgot to talk about TAXES for San Diego teens.Yes, yes I did.So, I'm fixing that today.Before I do: one more reminder that October 15th is the...
Darryl A. Hale, EA, MBA, MST’s Four Keys To Shape Your Financial Future During College
I wish I had been smarter about money when I was younger.(You too?)Now, when I observe the power of compounding interest, and the kinds of possibilities available to those San Diego residents who have accumulated an asset base (however "small" it might seem) ... I...
Fixing Your Credit Score: How San Diego Spenders Can Build Better Credit
We’re nearing the end of "extension season" around here at Top Hat Tax & Financial Services ... and it's been a doozy.With so many changes thrown at us, word on the tax professional street is there are going to be a lot of very tired and very grateful San Diego...
Buying a homeowner’s Insurance Policy: The What and the Why for San Diego Homeowners
Click on the news right now and you’ll see: floods, storms, fires consuming whole states. And that’s not even taking into account the everyday crime from thieves or vandals that usually dominates the news. Seeing and hearing all of that, it’s easy to look around your...
Taxes & Timeshare Points: A Guide for San Diego Timeshare Owners
Labor day rushes up on me every year. There's a corporate tax deadline on the 15th of September to keep me busy and focused (not to mention estimated taxes for June 3 through August 31 are also due on the 15th) ... but the truth of the matter is that the beginning of...